Checking & Savings No matter how you manage your finances, we have a solution that's right for you. Open an Account Online A Checking Account that fits your needs With features like online and mobile banking access, check-image statements, and a Visa® debit card with rewards, banking with us has never been easier or more convenient. Everyday Checking A simple checking account for your everyday use. LEARN MORE Savings Reach your financial goals and create a safety net with our savings accounts. LEARN MORE Money Market & CDs Grow your money faster with interest-earning capabilities. LEARN MORE Features & Benefits Type of Account Everyday Checking Designed for clients who primarily bank online or through our mobile app. Open Online Account Details Minimum to Open $100 ($25 if account is opened online OR under 25 years of age or over 65 years of age) Monthly Service Charge $8 How Do I Avoid the Monthly Service Charge? HOW DO I AVOID THE MONTHLY SERVICE CHARGE? Simply have deposits totaling $500 or more each statement cycle into your Everyday Checking account OR Be under 25 years of age OR Be 65 years of age or older Online Statement Fee No Is there a paper statement free? Paper Statements are $3 per statement cycle if under 65 years of age. Earn Interest No Type of Account Smarter Savings1, 2 Designed for clients who primarily bank online or through our mobile app. Open Online Account Details Minimum to Open $25 Monthly Service Charge $3 How Do I Avoid the Monthly Service Charge? HOW DO I AVOID THE MONTHLY SERVICE CHARGE? Maintain a minimum daily balance of $300 OR Maintain an average daily balance of $600 OR Make deposits and transfers totaling $25 each month OR Be under 25 years of age Paper Statement Fee No Earn Interest No Student banking We know college means a lot of newfound financial independence. But it also means big time responsibility. That’s why we offer some pretty great benefits that are ideal for students. Student Relationship Deposit your paycheck faster Deposit your paycheck or other recurring deposits straight into your checking account. It’s safer than paper checks, it’s fast and it’s convenient. Complete this direct deposit form and deliver it to your employer or payroll provider. Set up Direct Deposit FAQs Do you offer Overdraft Protection? Overdraft Privilege* comes with eligible accounts as part of our standard overdraft practices. Visit our Overdraft Protection page for more information. What do I need to apply? To apply for a checking or savings account, you will need the following information for each account owner: Social Security number, Driver's license or State ID, home address and email address. If you want to transfer money from an account at another bank, you will also need the account information and routing number found on your checks. How do I access my account? Access your account through online or mobile banking, by calling TeleBank24, or by visiting your local banking center. *Please see the following additional terms and conditions regarding Overdraft Privilege. 1Please refer to the Electronic Funds Transfer Agreement and Disclosure for a definition of pre-authorized debits. 2A transaction fee will not be imposed for the first three (3) debits each month. Additional debits are $1.00 each and the fee will be added to the monthly service charge calculation displayed on your periodic statement.