Use Direct Deposit to Receive Your Refund Tax Refund Quickly and Securely Feb 18th, 2025 by: Regan Godderz Believe it or not, it’s that time again. Tax season is upon us. As you prepare your information, be sure to request your tax refund through the fastest option possible: direct deposit. Eight out of ten taxpayers already use this secure and reliable method, according to the IRS. Why use direct deposit to receive ... Read More
Mortgage Myth Busting Feb 10th, 2025 by: Regan Godderz Get the truth about buying a home so you can make smart decisions! Myth #1: You need a 20% down payment to buy a house. This is one of the most enduring myths about home ownership. After WWII, using a mortgage to buy a home became much more popular than in years past, and yes, ... Read More
What Can You Use a HELOC For? Feb 7th, 2025 by: Regan Godderz A home equity line of credit (HELOC) is a flexible borrowing option that allows you to tap into your home’s equity as needed. HELOCs are commonly used to pay for large expenses, consolidate debt, or cover unexpected costs. Unlike a traditional loan that provides a lump sum, a HELOC is a reusable line of credit. ... Read More
Protect Your Business from Fraudsters Feb 3rd, 2025 by: Regan Godderz In today’s digital landscape, fraud is an ever-present concern for both consumers and businesses. Here are some best practices to help protect your data: Stay Updated Ensure computers, networks and mobile devices (anything that connects to your data or business environment) are kept up with the latest updates. Utilize MFA Everywhere Possible Set up multifactor ... Read More
Take Control of Your Financial Future: Expert Tips Jan 15th, 2025 by: Regan Godderz It’s always the right time to take control of your financial future. Whether you’re aiming to build savings, pay off debt, or plan for major purchases, these actionable tips will help you get started on a strong financial footing. Review Your Budget The foundation of financial success begins with understanding your current financial situation. ... Read More
12 Fraud Prevention Tips to Keep You Safe this Season Nov 27th, 2024 by: Regan Godderz Banking SolutionsDigital Banking The holiday season is a time for joy, celebration, and giving. Unfortunately, it’s also a time when fraudsters ramp up their efforts to take advantage of the shopping rush and the distractions of the season. At Hillcrest Bank, we want to help you protect yourself and your finances during this time. Here are 12 practical ... Read More
Get the Most Out of Your Online and Mobile Banking Experience Nov 19th, 2024 by: Regan Godderz Banking SolutionsDigital Banking Online and Mobile Banking not only gives you a snapshot of your account balances and usage, but you can also send money, deposit checks, and set up alerts. Our platforms secure, easy-to-use features simplify your day-to-day banking needs and help you cross things off your to-do list without a visit to the banking center. Send ... Read More
Protect Yourself from Skimming: What You Need to Know Nov 13th, 2024 by: Anna Beam, Vice President | Associate Marketing Director Banking SolutionsSecurity In today’s digital landscape, fraud is an ever-present concern for both consumers and businesses. Skimming, a form of fraud that involves stealing card information using physical or digital means, is a particular risk. Whether you’re using your card at the grocery store, an ATM, or shopping online, being aware of the signs of a skimmer ... Read More
How Marketing Can Elevate Your Small Business Apr 23rd, 2024 by: Marketing Inbox Banking SolutionsBanking TipsBusiness TipsSBA LoansSmall Business How Marketing Can Elevate Your Small Business Small businesses often encounter unique challenges when attracting customers and competing in the market. Limited resources, budget constraints, and a smaller customer base requires intelligent and effective marketing strategies. And that will look different for every small business, depending on your goals, budget, target audience, and product. One ... Read More
What Funding is Right For My Business? Apr 22nd, 2024 by: Marketing Inbox Banking SolutionsBanking TipsBusiness TipsSBA LoansSmall Business What Funding is Right For My Business? In the dynamic landscape of business financing, entrepreneurs often find themselves navigating a myriad of options to secure the capital essential for growth. Choosing the right funding source is pivotal, and understanding the pros and cons of each option is crucial for making informed decisions. Here we explore ... Read More