Skip to content
Personal Savings Accounts
Reach your financial goals and create a safety net with a savings account from Hillcrest Bank.
With as little as $25 to open, you can be on your way to establishing positive savings habits and handling life’s unexpected expenses.
Plus, our deposit accounts are FDIC insured, so it’s the safest and best option for your hard-earned money. FDIC Insurance limit is up to $250,000 per depositor, per ownership category, per FDIC insured bank.
Choose one of our solutions based on your goals and needs, then open online or head into a banking center to open.
Smarter Savings
This tiered interest rate account is an ideal option for building your savings, especially for beginners. Plus, you can make unlimited withdrawals or transfers for easy access when needed.
Open an account with $25. The $3 monthly service charge is waived, as long as you do at least one of the following:
- make deposits and transfers totaling $25 each month,
- maintain either a minimum daily balance of $300,
- or maintain an average daily balance of $600.
The service charge is waived for everyone 25 years of age and under.
Premium Savings
Our tiered interest rate premium savings account helps you make money while you save.
This account offers a highly competitive interest rate on your money.
A minimum balance of $1,000 is required to open this account. The $10 monthly service charge is waived, as long as you do at least one of the following:
- maintain either a minimum daily balance of $10,000,
- or maintain an average daily balance of $10,000.
Health Savings Accounts
If you have a high-deductible health plan (HDHP), a health savings account (HSA) is a useful way to save for medical expenses and reduce your taxable income.
Saving through an HSA is an efficient way to establish peace of mind for your medical future and provides a convenient way to pay qualified medical expenses through a Visa debit card or check.
Contact your local banking center to learn more.
Education Savings Accounts
We’re proud to offer the Coverdell Savings account to help you save and pay for qualified elementary, secondary, or post-secondary education expenses.
